Our medical plan is designed to provide comprehensive, easy-to-use coverage to you and your families.

Regenxbio’s healthcare plan design offers rich in-and-out-of-network benefits: Your coinsurance in-network is 0%, and out-of-network you will pay just 10% after your deductible has been met. Wherever possible, we have eliminated referral requirements and other obstacles to care. A detailed plan document can be found on Box.

Medical Benefits

Benefits
In-Network
Policy year deductible, when applicable (deductible does NOT apply to services with copayment, unless indicated)	$500 per individual / $1,000 per family
Policy Year Out of Pocket Maximum (includes copays, deductible, and coinsurance)	$3,000 per individual / $6,000 per family
Coinsurance	Plan pays 100% after deductible
PCP Office Visit	$5 copayment
Specialist Office Visit	$30 copayment
Telemedicine	$5 copayment
Urgent Care	$30 copayment
Emergency Room	$200 copayment; waived if admitted
Ambulance	Plan pays 100% after deductible
Outpatient surgery	Deductible, then plan pays 100%
Inpatient hospital	Deductible, plus $300 copayment per admit
Labs and xrays	Plan pays 100%
Major Diagnostics (e.g., MRI, CT)	Deductible, then plan pays 100%
Chiropractic Care	$5 copayment / 30 visits max per policy year
Acupuncture	$5 copayment / 30 visits max per policy year
Rehabilitation Therapies (e.g., speech therapy, physical therapy)	$5 copayment / no visit limitation
Mental Health Office Visit	$30 copayment
Mental Health Outpatient	Plan pays 100%
Mental Health Inpatient	Deductible, plus $300 copayment per admit
Out of Network
Policy Year Deductible	$1,500 per individual / $3,000 per family
Policy Year Out of Pocket Maximum	$6,000 per individual / $12,000 per family
Coinsurance	Plan pays 90% after deductible
Emergency Care (ER, urgent care, ambulance)	Same as in-network benefit
Prescription Drugs, In-Network
Generic Retail — up to a 30-day supply	$7 copay
Preferred Brand Retail — up to a 30-day supply	$25 copay
Nonpreferred Retail — up to a 30-day supply	$45 copay
Retail and Mail Order — up to a 90-day supply	2.5x applicable copayment

Preventive Care for adults and children is covered at 100%. Cigna also offers three mental health visits at no charge.

Employee Contributions (monthly)

REGENXBIO pays 90% of the cost of your medical, dental, and vision premiums. Below are your costs for coverage, on a monthly basis.

	REGENXBIO Contribution	Your Contribution
Employee	$866.75	$96.31
Employee + Spouse	$1,993.53	$221.50
Employee + Child(ren)	$1,603.49	$178.17
Family	$2,634.92	$292.77

Use In-network Providers

To maximize your coverage, we recommend that you use preferred, in-network providers, although our plan does offer out-of-network benefits. To check if your providers are in-network, visit cigna.com; the medical network is Open Access Plus.

Register for your Cigna Account

Visit mycigna.com or download the myCigna mobile app to register for your Cigna account. Once you register, you will be able to find providers, view claims, manage your account, and more all from the myCigna website or app. You can also call 800-Cigna24 to speak to a personal representative.

We also encourage you to download the myCigna app, which will enable you to pull up your ID card, find providers, connect to health coaches, and take advantage of personal support tools.

Try Telemedicine

Our medical plan also offers telemedicine, which allows you to talk to a board-certified physician and obtain prescriptions for routine issues at a time of your choosing, from the convenience of your home or office. Once the plan takes effect, register for telemedicine at mycigna.com so it is ready when you need it.

Mail-Order Medications

Getting your maintenance medications by mail is a great way to save time and money; limit unnecessary trips to the pharmacy; and reduce the likelihood of running out of medication.

To access a list of drugs that qualify for mail-order delivery, or to enroll in mail order, visit mycigna.com or call 800-835-3784.

Glossary

Coinsurance

Your share of the costs of a healthcare service, usually figured as a percentage of the amount charged for services. You start paying coinsurance after you’ve paid your plan’s deductible. Your plan pays a certain percentage of the total bill, and you pay the remaining percentage.

Copay

A fixed amount you pay for a specific medical service (typically an office visit) at the time you receive the service. The copay can vary depending on the type of service. Copays cannot be included as part of your annual deductible, but they do count toward your out-of-pocket maximum.

Deductible

The amount you pay for healthcare services before your health insurance begins to pay. For example, if your plan’s deductible is $500, you’ll pay 100 percent of eligible healthcare expenses until the bills total $500 for the year. After that, you share the cost with your plan by paying coinsurance.

In-network

A group of doctors, clinics, hospitals and other healthcare providers that have an agreement with your medical plan provider. You’ll pay less when you use in-network providers.

Out-of-network

Care received from a doctor, hospital or other provider that is not part of the medical plan agreement. You’ll pay more when you use out-of-network providers.

Out-of-pocket maximum

This is the most you must pay for covered services in a plan year. After you spend this amount on deductibles, copayments and coinsurance, your health plan pays 100 percent of the costs of covered benefits. However, you must pay for certain out-of-network charges above reasonable and customary amounts.

Primary Care Provider (PCP)

The provider who coordinates your health care. Selecting a PCP is recommended but not required. Your PCP may be an internist, general practitioner, or family medicine provider; a pediatrician; or an ob/gyn.

Reasonable and customary

The amount of money a health plan determines is the normal or acceptable range of charges for a specific health-related service or medical procedure. If your healthcare provider submits higher charges than what the health plan considers normal or acceptable, you may have to pay the difference.

Ready to enroll?

Please access UKG through our SSO page to enroll in your benefits. You can also access the UKG mobile app by using the company access code “Regenxbio”. If you have any questions about your benefits, please contact HR by email or call (240) 552-8526.

Go to UKG